Secured Loans

What are Secured Loans?

"A secured loan is a loan whereby a borrower pledges some asset (commonly property) as security against the loan."

With a secured loan you can usually borrow from £3,000 to £50,000, some lenders will consider lending up to £100,000.  The amount borrowed is repaid monthly over a term agreed at the outset, which will usually range between 3 and 25 years.

Secured Homeowner Loans

At Concept Mortgages we understand that there are times when funding is required and due to our relationship with a wide network of lenders we are often able to arrange the finance or loan you are looking for.

Possible reasons for a secured loan?

  • To raise capital for home repairs
  • Debt Consolidation
  • Purchase of high value items such as a car or for home improvements
  • Funding the costs of a wedding
  • Need to raise money on current property, but wish to avoid redemption penalties that may be incurred from a remortgage.

Complete the Contact us form an we will get in touch.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.