43 Telegraph Road, Heswall, Wirral, CH60 0AD
0151 342 3084

Welcome to Concept Mortgages

The home of mortgages on the Wirral

First Time Buyers

Looking to buy your first home? Need help and advice on choosing your first mortgage – let our team help and guide through this process.


Already own your home? Are you looking for better deal or to release equity? Speak to us today and see how we can help you.

Buy To Let

Looking to invest or already property? Make sure you get the best possible mortgage and ensure a ROI . Our team are ready to help you

Call Us Today and Speak To One of Our Mortgage Experts

0151 342 3084

Concept Mortgages Team

Christian Coventry

Managing Director

Helen Sullivan

Mortgage Adviser

Mark Williamson

Mortgage Adviser

Nicola Coventry

Remortgage Expert

Michelle Hawthorne

Mortgage Adviser

Client Testimonials

Don’t take our word for it – here’s what our clients say:

Absolutely 5 star gold standard service received by Concept Mortgages. The level and professionalism and efficiency shown by Michelle and Christian was outstanding. They were highly effective and efficient and their fee extremely reasonable , especially given the service and even attention out of hours on multiple occasions. In a world where service and efficiency are often lacking, Concept Mortgages service and approach is very refreshing. We would not hesitate to give them the highest of recommendations. The Elliott family.

The Elliott Family

This the the second time I have engaged the services of Concept Mortgages and, like last time, I was completely satisfied with the service I received. On this occasion I required a remortgage , and Christian was knowledgeable and reassuring, dispensing sound advice and giving us clear direction. Michelle dealt with the necessary stages of the process with speed and efficiency. The mortgage offer came through within days of our meeting with Christian, and the whole process went so smoothly for us . I would go to Concept again in the future without a moment’s hesitation.

Julie Young

As a Self Employed Business Owner, I know how important it is to give a 1st class service to your customers. Concept Mortgages certainly doesn’t fail there. Faced with the prospect of finding the right lender to suit my personal circumstances was soon alleviated when I approached Concept Mortgages who did all the form filling and getting a mortgage offer within a week of speaking to them. And to cap it all the low interest rates and no redemption penalties on the mortgage deal more than covered their small fee for their work. Will definitely recommend you. Thank you!

Bruce Turner

Get a quote today…

Latest Blogs

MPs call on lenders to halt all repossessions against mortgage prisoners until help arrives

Members from the All-Party Parliamentary Group on Mortgage Prisoners today issued an open letter calling for a halt to repossessions against borrowers who saw their home loans sold onto inactive or[…]

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New Homes

Developers ‘misled and took advantage’ of people buying leasehold property, watchdog finds

Housebuilders are in the firing line as the competition watchdog revealed it has found ‘troubling evidence’ that leasehold homes were mis-sold. Some 100,000 families across the country are currently trapped[…]

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What will happen to mortgage rates after Brexit?

THE UK is leaving the EU this Friday and entering a transition period, which will impact homeowners in Britain. Boris Johnson’s Brexit bill passed through Parliament last week, paving the[…]

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Millions of self-employed struggle to get a mortgage

The self-employed face a looming crisis as millions are being locked out of home ownership due to mortgage lenders’ failure to understand their finances, experts have warned.  Contractors, sole traders,[…]

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Contact Us

Simply fill in the form below or call us on 0151 342 3084 and one of our team will be on hand to hep and advise you.