43 Telegraph Road, Heswall, Wirral, CH60 0AD
0151 342 3084

Specialist Mortgage Advice Tailored  to You

Wirral's Top Rated Independent Mortgage Advice Firm

First Time Buyers

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About Concept Mortgages

Concept Mortgages are an Independent Mortgage Advice firm that was launched in the Summer of 2006 and is based in Heswall town centre on the west coast of the beautiful Wirral Peninsular. Concept Mortgages is situated in the heart of the community that it serves but works with clients the length and breath of the country.

We search the whole market to source you the best possible mortgage

By working with some of the biggest lenders in the market, we have helped thousands of happy clients find the perfect mortgage for them.

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Client Testimonials…

Don’t take our word for it – with over 200 independent reviews left on Google, here’s a samll example of what some of our clients had to say…

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Krista Herbert
Krista Herbert
Christian and Michelle have dealt with my first mortgage, and also recently my remortgage, making sure I get the best rate for my circumstances and charging fairly. Really professional service and would definitely recommend. Will be the only company I use in the future as everything went smoothly and hassle free. Many thanks!!
melissa yarlett
melissa yarlett
Myself and my partner cannot fault concept mortgages. We started looking for a mortgage just before the Covid-19 outbreak, and through the whole process we have been supported and advised. We are first time buyers and had no real idea what we were doing with regards to mortgages and the documentation we would need or even how much we would realistically be able to borrow. Christian and Michelle helped us through the whole process and secured us a great product at a fantastic rate allowing us to buy a house we didn't think would be possible as first time buyers. We cannot recommend concept mortgages enough.
Julie Behn
Julie Behn
***** five star service. Friendly, reliable and professional. Would highly recommend.
Nicola Renwick
Nicola Renwick
We have had 3 mortgages now organised by Christian and Michelle at concept Mortgages. Each time they have been very professional and very quick in getting us the mortgage. We will definately be using them again and recommend them very highly.
Oliver Newby
Oliver Newby
Christian & Michelle were superb throughout. I never had to chase anything as they gave me regular updates and we always on hand to help even outside normal office hours. I would highly recommend them. Keep up the good work.

Call Today for Advice

Speak to one of our mortgage experts today and find out more about how we can help you with your house purchase. Call us on 0151 342 3084 or request a callback. 

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Mortgage Calculator

This simple, easy to use mortgage calculator gives you an approximate idea of what you potenital mortgage repayments may be. It is not a definitive quote, but can be used for basic guidance only. 

For a full mortgage quote, please click on the button below and speak to one of our mortgage experts.

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Award Winning Independent Mortgage Advice Firm

Concept Mortgages are Independent Mortgage Advisers, meaning that we offer a complete range of mortgage and protection solutions including:

• First Time Buyers mortgages
• Home Movers
• Remortgage
• Buy to let mortgages
• Bridging loans
• Secured loans
• Life, Serious Illness & Critical Illness Insurance
• Private Medical Insurance

Concept Mortgages have gained national recognition at the Legal & General Mortgage club awards, as the best firm for overall quality in the U.K with under 5 Advisers.  This award has been achieved by ensuring we place our customers at the heart of everything we do!

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Let’s Get Started….

Do you want a bespoke mortgage quote from a trusted independent brokers? Then book a discovery call today. 

Contact Us

Simply fill in the form below or call us on 0151 342 3084 and one of our team will be on hand to help and advise you.