Whether you are buying a home to live in or a property to rent, you have obligations to ensure that the structure of the property you are purchasing is insured against such risks as fire, flood, storm, and subsidence. It is also prudent to ensure that you have cover in place for your contents.
In addition to protecting your property, you also need to think of protecting yourself and your family against the risks of death, critical illness and loss of income through accident, sickness or redundancy.
If you are lucky enough to be offered some form of protection through your employer than this can help reduce the overall cost of protection that you may wish have in the event of any unforeseen circumstances.
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However, you should factor in the monthly cost of any cover you require before committing to purchase.
With access to the whole market Concept Mortgages are able to obtain quotes from the UK’s leading insurers for all of your protection needs. If you would like a quote either call or email today via the contact us link and we can explain the cost implications and options available.